SplitOurPlan Terms of Service
Effective November 14, 2026
These terms cover your use of SplitOurPlan. By using the site, you agree to them. They are written in plain language on purpose. If anything here is unclear, write to us and ask.
The service
SplitOurPlan splits a shared phone bill fairly among the people on it. You upload a bill PDF, confirm who owns each line, and receive a breakdown of what each person owes, plus a downloadable Excel workbook.
SplitOurPlan calculates and explains who owes what. It does not transfer money, collect payments, or pay your carrier. You pay your carrier as usual, and you settle up with your group however you like.
The service is currently free to use. There are no accounts, no subscriptions, and no payments. If paid features are introduced later, these terms will be updated first, and the new terms will say so plainly.
Your bills
When you upload a bill PDF, it is read on our server only to work out the split. The file is held only in temporary storage during that one request and is deleted immediately after it is read. It is never kept. The split and the Excel workbook are built from the numbers in your bill and delivered to you in the same visit.
Only upload a bill you have the right to share. Do not upload someone else's bill without their permission, and do not upload files that are not phone bills, or files designed to harm the service.
Accuracy
Every split is checked against the bill's own totals before it is shown to you. If the numbers do not reconcile, the split is refused rather than shown. Even so, phone bills vary, and a bill's layout can change without notice. Please check your split against your bill before you collect money from your group. You are responsible for the amounts you ask people to pay.
Availability
SplitOurPlan is provided as is, with no guarantee that it will always be available or free of errors. The service may be slow to start after a quiet period, and it may change or stop at any time. We will do our best to keep it running and to fix problems when they are reported.
Acceptable use
Use SplitOurPlan for splitting real phone bills. Do not try to break, overload, or misuse the service, do not attempt to access other people's bills or data, and do not use the service for anything unlawful.
Liability
SplitOurPlan is provided as is, without warranties of any kind. We are not responsible for payment disputes between members of your group, for amounts collected or missed, or for any loss that follows from using the service. If you disagree with a split, check it against your bill and contact us.
Changes to these terms
These terms may change, for example when accounts or paid features are introduced. The updated terms will be posted on this page with a new effective date. Continued use of the service after a change means you accept the updated terms.
Contact
Questions about these terms: amaduathedeveloper@gmail.com
SplitOurPlan is built and operated by Gifty Arthur Danquah, from Minnesota, USA.